About Us
ASKI provides credit to those who does not have access to financial institutions, establishing market links and networks with private and public sectors.

We change the image of the poor, being viewed as a male farmer needing subsidized agricultural credit; we came to see them as generally female micro-entrepreneurs with no collateral to pledge but with a business world to overcome with the help of micro credit. ASKI is gender sensitive, giving opportunities for both the male and female capitalists.
Our Vision
A global development organization committed to holistic transformation.
Our Mission
To promote socio-economic development through client-focused financial and non-financial services anchored on Christian principles.
Our Core Values
  • God-centeredness
  • Committed to serve the needy
  • Humility
  • Respect
  • Integrity
  • Stewardship
  • Transformation
  • Our Loan Products
    BUSINESS LOAN is a credit-service offered to clients where
    intended use is for increasing business assets such as acquisition
    of inventory, equipment, machinery, inputs or any required assets
    for income-generating activities such as trading, services
    or agri-business.Credit of this kind require an existing business with
    the business cash-flow serving as the primary source of
    credit-worthiness and loan evaluation.
  • Alalay sa Kabuhayan Program (AKP) or Group Lending
  • Borrowers are encouraged to organise into groups in order to avail loans for their income generating projects.
    The loan amount ranges from P 3,000 to P 50,000.

  • Alalay sa Magsasaka Program (AMP)
  • Loans extended to small farmers for crop production, acquisition of farm machinery and other agro-enterprise needs.
    Borrowers can avail P 10,000 to P 150,000

  • Individual Lending Program (ILP)
  • SIKAP - loans as start - up for small businesses.
    The loan amount ranges from P 5,000 to P 150,000.
    UNLAD - additional capital for progressing and big businesses.
    Borrowers can avail from P 151,000 to P 300,000.


    CONSUMER LOAN is a credit-service where intended use is not directly-related to income generating activities. Consumer loan include education loan, housing, technology, and other expenditure or usage. Credit evaluation uses personal income such as salary, remittance or household income as main basis for evaluation although business cash-flow may also be used.

  • Alalay sa Pabahay Program (APP)
  • Loans for house construction, lot acquisition, house and lot purchase,house repairs and maintence.
    Loan amount is from P 5,000 to P 300,000.

  • Loan for Educational Advancement Program (LEAP)
  • Loans product to support tuition fee and other school related expenses of their children.
    The loanable amount is P 5,000 to P 20,000

  • Salary Loan
  • Borrowers can avail the program and use as multi-purpose loan.
    Loan amount is maximum of P 75,000.

  • Water, Sanitation & Hygiene Program (WASH)
  • Loans for ASKI WASH projects such as toilet and water facility construction.
    Loan amount ranges from P 3,000 to P 100,000.
  • Green Energy Loan Program (GEL)
  • Loans for renewable energy technologies such as solar panel, biogas digesters, other products.

  • Kaagapay sa Kabuhayan Program (KKP)
  • Loans to avail insurance program including ASKI insurance products.
    Borrowers can avail from P 1,000 to P 300,000.

    For more information, visit our branch nearest you or contact:
    Jane M. Manucdoc
    Director, Alalay sa Kaularan Microfinance Social Development Inc.
    3rd Floor, ASKI Building, 105 Maharlika Highway, Cabanatuan City
    (044) 940-1798 / (044) 940-1799 / (044) 940-1800 local 28
    jane.manucdoc@aski.com.ph
    Microfinance Highlights
    As of March 31, 2018
    Total Outreach
    109,541
    Branches
    75
    Areas of Coverage
    Regions 1,2 and 3
         Provinces
    17
         Towns/Municipalities
    234
         Barangays
    4,420
         Centers
    3,354
         Groups
    7,794
    Total Portfolio
    Php 1,735,524,022.40
    Total Assets
    Php 2,156,442,557.71
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    © Copyright. Alalay Sa Kaunlaran(ASKI), Incorporated
    All Rights Reserved 2013
    Designed by: iSynergies, Inc 2013