ASKI Client Story
Elma Galamay is the 47 year old wife of the barangay captain in Solano. She has two daughters, Joyce Ann, 23, working in Manila and Marian Joy, 19. In 1990, she opened a retail store in front of her house and ventured fish selling in 1994. She also has backyard hog raising to further earn. As years go by, she saw the growing needs of her family and realized that she needs to expand or improve the ventures to cope with financial difficulties. Hearing about ASKI, she was quite hesitant at the beginning. She took her first loan of Php5,000 in 2007 and soon got convinced from the good work of ASKI. The fast and good service made her an advocate for ASKI’s programs and even got engaged in the work of ASKI herself.

While ASKI is offering loans, it also provides a huge range of other products such as insurances, saving opportunities and community development projects to its clients. One of these products is the life insurance and Elma, as she became a model client, she was elected as one of ASKI MBA coordinators two years ago helping the organizations to supervise and check on the clients in three towns
especially in its insurance programs. She is also running a monthly feeding program for needy children and mothers in her barangay, her personal advocacy.

Once being hesitant about ASKI, now she is cheeringly proclaims “ASKI forever”, for it helped her improve businesses so that she could afford things like allowances, foods and also cover educational expenses for her children, that she had difficulties with before. She also enjoys being involved in community services through ASKI. She is now up to a loan of Php100,000 at the moment and is thankful to have this opportunity.
Once being hesitant about ASKI, now she is cheeringly proclaims “ASKI forever”, for it helped her improve businesses so that she could afford things like allowances, foods and also cover educational expenses for her children, that she had difficulties with before. She also enjoys being involved in community services through ASKI.
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