ASKI provides credit to those who does not have access to financial institutions, establishing market links and networks with private and public sectors.
ASKI MUTUAL BENEFIT ASSOCIATION
Aims to promote the welfare of the poor and extend financial assistance to its members in the form of death benefits, medical subsidy, pension and loan redemption assistance.
ASKI is about microfinance and beyond - serving, supporting, educating, and empowering people and communities. In pursuit of ASKI's vision, it continues to find ways to better serve and respond to the needs of ASKI communities.
ASKI MULTIPURPOSE COOPERATIVE
ASKI MultiPurpose Cooperative provides marketing venues to Micro entrepreneurs and commodities at reasonable price through its One-Stop Shop.
ASKI SKILLS AND KNOWLEDGE INSTITUTE
Serves as the capacity building arm of the ASKI group of institutions and business units with courses on technical, financial, entrepreneurial, and social aspects to build capacities of ASKI management, staff and clients.
ASKI GLOBAL LIMITED
The organization is wholly committed to helping the overseas foreign worker (OFW) communities be economically and socially developed by harnessing on their potentials.
ALALAY HOLDING AND TRADING CORPORATION
Classified as profit organization - AHTC earnings shall be utilized to further fulfill social development programs and other services of ASKI.
iSynergies' main function is to provide and support business communities to meet information technological infrastructure requirements such as computer based management information and technical support.
ASKI EMPLOYEES CREDIT COOPERATIVE
ASKI Employees Credit Cooperative is a cooperative owned and managed by ASKI employees who have voluntarily joined together to achieve a common bond of interest.
ASKI SCHOOL OF KNOWLEDGE, INC.
ASKI School of Knowledge Incorporated's primary purpose is to provide formal learning education that will help develop the academic and social foundation of children.
Parting with a valued property is not easy. But this became an option to Dina Lava, 62, of Brgy. Aduas, Cabanatuan City. In 1989, she sold a much-loved Volkswagen for P36,000 and pursue her dream- sweets and pastry making business. The proceeds from the same became her initial capital.
The reality was there. They were poor. They did not have enough food to eat, nor money to spend, or nice clothes to wear and no budget for relaxation and fun. Joan Martinez, 29 of Sampaloc, Talavera, Nueva Ecija was always realistic, yet ambitious enough to make her present life, with husband Michael and three beautiful kids equally beautiful and comfortable.
She did not only give lip service to 'Sipag at Tiyaga' working maxim; she put it to reality to the maximum. This maxim was Editha Nilo's hidden capital in addition to the ASKI loan she had in 2006 as her starting capital in her full-blast food processing business.
At the age of 15, Maricel Quiap of Baler, Aurora got married to Bernard Quiap. Their early marriage gave many challenges to them. To earn for a living, the couple turned into fish and bread vending. She recalls, "My husband and I worked together. We helped each other for survival. I vend fishes while he sells bread."
Aurea Ramil, a joyful ASKIan, 45, married of Cutog Grande, Reina Mercedes, Isabela, a BS Social Work graduate of St. Paul University, Tuguegarao did not become successful overnight. Having married early to Pedrito, an industrious farmer, she was not able to be employed instantly. To augment the family income, she started her sari-sari store business with P10,000 own capital. However, it failed because of its inability to compete with bigger sari-sari store owners.
Precy started her sari-sari store business with an initial capital of P5,000 in Brgy. Kinalanguyan, Talavera, Nueva Ecija. As time went by, more items were added such as rice, gas, and even farm and agricultural supplies. Precy manages the sari-sari store while her husband Librado is a farmer working in their 3.5 hectare farm land. Living in a community, where farming is a major source of livelihood, the couple decided to offer agricultural supplies to answer the needs for farm inputs of the farmers in the community.
Determination, Perseverance Spell Business Success
"It was in 1985 when my family life started struggling for survival. Pigpen served as our home; my husband was a fisherman earning money fitted for one day living. I helped him in selling fishes. We walked from Sta. Rosa to San Isidro during the day. It was hard but we never gave up because of our children," recalls Florentina Sanglay, 62, of San Isidro, Sta. Rosa, Nueva Ecija.
"Ito ang aking passion, ginusto ko itong business na ito, minahal ko at na-improve para magkaroon ng magandang kalidad ang aking mga produkto," says Ricardo Santos of San Miguel, Bulacan. A graduate of Bachelor of Science in Civil Engineering, Ricardo opted to put up a mini grocery store in 1995 instead of practicing his profession.
Medication for sick loved ones. Good education for siblings and children. Modest homes. The need to survive. Poverty. These, and many more reasons pushed Filipinos to seek employment abroad. For single parent Rosemarie Urcia of Sta. Ana, Cagayan Valley, one of these reasons, the need to provide for her family strongly influenced her to leave the Philippines and work abroad.
Although he did not finish college, Eduardo Q. Valdez, 48 of Brgy. Faigal, Guimba, Nueva Ecija is now one of the successful seed growers in his town. In1983, when Eduardo married his wife Imelda, his parents gave him a two-hectare farm land as a wedding gift. However, he was faced with problems like lack of capital, high interest rates among loan providers and high cost of fertilizer and other farm inputs in managing the land.